by Michael Callard | Jul 18, 2017 | Insurance
This is an area where we find a lot of hauliers get confused and understandably so, with different conditions of carriage be it RHA, CMR, UK CMR and full liability (along with conditions within those conditions) etc. So we wanted to write a little news section/...
by Michael Callard | Jun 7, 2017 | Insurance
What is IPT? IPT is short for Insurance Premium Tax. It can be likened to VAT as its added to the total price of your insurance premium Why do I pay it? The UK government introduced IPT in the early 1990s, it “believed” the UK insurance market was an...
by Michael Callard | May 26, 2017 | Insurance
No doubt if you have a haulage fleet policy that has renewed in the past couple of months you have seen a huge increase in premium irrespective of whether your fleet has run the same or improved over the last 2-3 years. This has happened because of several factors The...
by Michael Callard | May 11, 2017 | Insurance
Over the past 7 years or so we have seen an ever growing need for CCTV in HGV’s, there are several reasons for this, the obvious and most talked about is to help counter spurious personal injury claims (crash for cash) but there are other factors that should...
by Michael Callard | May 4, 2017 | Insurance
Firstly, “what is the Ogden rate?”. Put simply, when a personal injury claim occurs a lump sum is paid as compensation for life changing injuries. The amount awarded to the claimant is adjusted to compensate for the amount of interest they can expect to...
